Questions we answer often.

KoFinance is an all-in-one operations platform for savings and credit cooperatives. It covers members, savings, loans, share capital, transactions, accounting views, reporting, communications, end of day, roles, audit trail — and an optional member mobile app. Purpose-built for Ethiopian SACCOs.

Cooperatives, specifically. It is not a commercial bank core adapted for smaller institutions. Workflows match how SACCOs actually operate — committee approvals, share capital movements, member eligibility, branch-level close — not bank-first patterns translated downward.

Members & KYC, savings products, loans lifecycle, share capital, transactions and teller flows, accounting views, reports, messages to members, notifications, end of day, holidays and calendars, users and roles, settings and configuration — plus an optional member mobile app.

Most SACCOs go live in weeks, not months. Timeline depends on data complexity, branch count, and your team's readiness. We give you an honest estimate on the demo call.

Yes. Branch-level controls, head-office oversight, and end of day per branch. Built with the reality of multi-branch cooperative operations in mind.

An optional extension, plan-dependent, that gives members balance checks, loan status views, and simple self-service — so your SACCO positions as modern without turning the mobile layer into an ongoing project.

Board packs, regulator-style outputs, audit trail, and member statements all generate from the same ledger. No rebuilding the same spreadsheets every cycle, no parallel versions of the truth.

Custom proposals based on member count, branches, and mobile rollout options. No public one-size-fits-all pricing. Book a demo and we will write a proposal that fits your SACCO.

Implementation support, 1:1 onboarding expert, and ongoing assistance — from a team that understands SACCO operations. Priority support on higher plans, dedicated account manager at union scale.

We offer guided demos rather than self-serve trials. SACCO operations are too important to get wrong in isolation. If a pilot is the right next step for your SACCO, tell us — we will discuss it.

Role-based access control with least privilege for tellers, loan officers, accountants, and auditors. Practices aligned with the handling of financial data, and a complete audit trail of who changed what, when.

Yes. Settings, products, branches, roles, and policies are owned by your SACCO. Nothing critical sits behind a vendor admin panel waiting on our schedule.